Joan Herman is currently President and CEO of Herman & Associates LLC, a healthcare and management consulting firm. From 1998 to 2008, Ms. Herman served in a variety of positions at Wellpoint, Inc. (“Wellpoint”; NYSE: WLP), an insurance company providing healthcare benefits and services to more than 34 million medical members. From 2007 to 2008, Ms. Herman was President and CEO of WellPoint’s Consumer Business Unit, which had over $18 billion in revenue. Prior to Wellpoint, Ms. Herman spent 16 years at Phoenix Life Insurance Company in Hartford, CT. The primary subsidiary of The Phoenix Companies (NYSE: PNX), Phoenix Life Insurance is a provider of life insurance and annuities. Ms. Herman last served as Senior Vice President of Strategic Development, where she was responsible for mergers and acquisitions, joint ventures and startups. Ms. Herman currently serves on the boards of Convergys Corporation (NYSE: CVG), MRV Communications, Inc. and QualiCorp, SA. Ms. Herman holds a master’s degree in Mathematics from Yale University, an MBA from Western New England College and an undergraduate degree in Mathematics from Barnard College-Columbia University.